Smarter digital SME finance solutions

Lending as a Service (LaaS) is a cloud based, digitally native lending solution for financial institutions to rapidly increase speed to market, generate increased revenue and reduce costs. 

LaaS is delivered through a unique, mutually beneficial partnership that enables your business to launch revenue-generating products and reach new customers faster with greater efficiency. 

Tailored for your business

We work with you to configure a flexible, automated and fully scalable lending solution that works with your existing systems and is specifically tailored to your business needs.

Our proprietary technology harnesses the power of data to analyse thousands of data points – automating processes to provide a seamless customer experience and deliver deeper insights to empower your team. 

Our approach combines high tech with high touch, offering as much or as little support as needed – to digitally transform your business services at a speed that’s right for you. 

A digital engine for growth

Beehive as a partner can help you automate your business to improve efficiency, optimise experience, unlock insights and deliver enhanced value to your customers, teams and business as a whole. 

Beehive LaaS Solution

SME financing in partnership with GIB and SDB

Beehive provides SME financing in Saudi Arabia in partnership with GIB and SDB. The partnership, which is the first of its kind in Saudi Arabia, harnesses Beehive’s proprietary technology and GIB’s banking infrastructure, together with funding from SDB, to fund SME finance requests.
  • Quick digital onboarding
  • Fast access to finance
  • Fully Sharia compliant
  • Low rates
Beehive Partnership

LaaS for financial institutions

Merchant Cash Advance

Beehive enables Banks, Payment Gateways or POS providers to offer Merchant Cash Advances (MCA) to their customers.

MCA is a cash advance based on the average monthly revenue processed by the service provider. Repayments are collected automatically through deductions from future revenue and mirror seasonality and cash fluctuations.

Supply Chain Finance Dashboard

Supply Chain Finance

Beehive provides the technology for a financial institution to offer digitized Supply Chain Finance (SCF). SCF is a product to support an SME’s working capital through the early payment of outstanding invoices. Corporates meanwhile benefit from strengthening and simplifying their supply chain.

Working Capital Finance

Beehive’s technology enables financial institutions to efficiently offer Working Capital Finance (WCF). SMEs can either receive cash advances against outstanding invoices or receive cash to pay suppliers against current purchase orders. 

WCF is therefore a highly flexible, short term financing tool for SMEs and allows a Financial Institution to digitize this process, improve operational efficiency and perform granular lending.

Working Capital Finance

Ready to scale up your digital services?

Connect with Beehive today to see how you can utilise fintech to scale up your product offering.