Smarter digital SME finance solutions
Lending as a Service (LaaS) is a cloud based, digitally native lending solution for financial institutions to rapidly increase speed to market, generate increased revenue and reduce costs.
LaaS is delivered through a unique, mutually beneficial partnership that enables your business to launch revenue-generating products and reach new customers faster with greater efficiency.
Tailored for your business
We work with you to configure a flexible, automated and fully scalable lending solution that works with your existing systems and is specifically tailored to your business needs.
Our proprietary technology harnesses the power of data to analyse thousands of data points – automating processes to provide a seamless customer experience and deliver deeper insights to empower your team.
Our approach combines high tech with high touch, offering as much or as little support as needed – to digitally transform your business services at a speed that’s right for you.
A digital engine for growth
Beehive as a partner can help you automate your business to improve efficiency, optimise experience, unlock insights and deliver enhanced value to your customers, teams and business as a whole.
SME financing in partnership with GIB and SDB
LaaS for financial institutions
Merchant Cash Advance
Beehive enables Banks, Payment Gateways or POS providers to offer Merchant Cash Advances (MCA) to their customers.
MCA is a cash advance based on the average monthly revenue processed by the service provider. Repayments are collected automatically through deductions from future revenue and mirror seasonality and cash fluctuations.
Supply Chain Finance
Working Capital Finance
Beehive’s technology enables financial institutions to efficiently offer Working Capital Finance (WCF). SMEs can either receive cash advances against outstanding invoices or receive cash to pay suppliers against current purchase orders.
WCF is therefore a highly flexible, short term financing tool for SMEs and allows a Financial Institution to digitize this process, improve operational efficiency and perform granular lending.
Ready to scale up your digital services?
Connect with Beehive today to see how you can utilise fintech to scale up your product offering.